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Giovani e donne: tasso 0% per la creazione di nuove imprese – Ultime risorse disponibili

Di cosa si tratta 

Il Nuovo SELFIEmployment finanzia con prestiti a tasso zero l’avvio di piccole iniziative imprenditoriali, promosse da NEET (soggetti aderenti al Programma Garanzia Giovani), donne inattive e disoccupati di lungo periodo, su tutto il territorio nazionale.

Non ci sono bandi, scadenze o graduatorie: le richieste di finanziamento vengono valutate in base all’ordine cronologico di arrivo.

La misura è a valere sulle risorse del Fondo Rotativo Nazionale Selfiemployment gestito da Invitalia nell’ambito del Programma Garanzia Giovani, sotto la supervisione dell’Agenzia Nazionale Politiche Attive del Lavoro (ANPAL).

Le agevolazioni previste 

L’intervento finanzia al 100% progetti di investimento con un importo compreso tra 5.000 e 25.000 euro.

È possibile ATTUALMENTE richiedere solo la tipologia:

  1. A. microcredito, da 5.000 a 25.000 euro
    https://www.invitalia.it/cosa-facciamo/creiamo-nuove-aziende/nuovo-selfiemployment

Si tratta di finanziamenti agevolati senza interessi, senza garanzie, rimborsabili in 7 anni con rate mensili che partono dopo dodici mesi dall’erogazione del prestito.

Cosa finanzia

Possono essere finanziate le iniziative in tutti i settori della produzione di beni, fornitura di servizi e commercio, anche in forma di franchising, come ad esempio:

  • turismo (alloggio, ristorazione, servizi) e servizi culturali e ricreativi
  • servizi alla persona
  • servizi per l’ambiente
  • servizi ICT (servizi multimediali, informazione e comunicazione)
  • risparmio energetico ed energie rinnovabili
  • servizi alle imprese
  • manifatturiere e artigiane
  • commercio al dettaglio e all’ingrosso
  • trasformazione e commercializzazione di prodotti agricoli, ad eccezione dei casi di cui all’articolo 1.1, lett. c), punti i) e ii) del Reg. UE n. 1407/2013;

Sono esclusi i settori della produzione primaria in agricoltura.

Spese ammesse a finanziamento 

  • Spese ammesse a finanziamento
  • strumenti, attrezzature e macchinari
  • hardware e software
  • opere murarie (entro il limite del 10% del totale delle spese in investimento ammesse)
  • spese di gestione quali: locazione di beni immobili e canoni di leasing; utenze; servizi informatici, di comunicazione e di promozione; premi assicurativi; materie prime, materiale di consumo, semilavorati e prodotti finiti; salari e stipendi.

Tempi di realizzazione  

Chi ottiene il finanziamento deve impegnarsi a costituire la società e individuare una sede operativa (se non già fatto in sede di domanda) entro 90 giorni dalla concessione del finanziamento e deve completare il programma di investimento entro 18 mesi dalla stipula del contratto di finanziamento.

Per informazioni:

ASSOCIAZIONE COMMERCIANTI ALBESI
UFFICIO CREDITO
Piazza San Paolo, 3 – 12051 Alba (CN)
credito@acaweb.it

Melanie Monticone
0173/226663
melanie.monticone@acaweb.it

Davide Paganotti
0173/226671
dpaganotti@confirete.it

Elisa Montrucchio
0173/226549
elisa.montrucchio@acaweb.it

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