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CREDITO AGEVOLATO: OPPORTUNITÀ PER LE IMPRESE FINO AL 30 GIUGNO

 

1. RINEGOZIAZIONE DEI FINANZIAMENTI: RINVIO INIZIO DEI PAGAMENTI FINO A 12 MESI

In considerazione dell’assenza di ulteriori moratorie di Stato confermata nei giorni scorsi, le imprese hanno la possibilità fino al 30/06/2022 di rinegoziare i finanziamenti e le aperture di credito ottenuti nel periodo di pandemia, rendendo possibile il RINVIO FINO A 12 MESI DELL’INIZIO DEI PAGAMENTI grazie al preammortamento e alleggerendo così l’impresa, in questo periodo ancora incerto, dal peso delle rate che a breve entreranno in ammortamento con quota capitale e interessi. Per valutare questa opportunità è possibile rivolgersi alla propria banca o all’ufficio credito dell’Associazione Commercianti Albesi.

 

2. FINANZIAMENTI AGEVOLATI GARANTITI FINO AL 90% 

Fino al 30/06/2022 è ancora possibile accedere a finanziamenti agevolati ai sensi del c.d. “Quadro Temporaneo” finalizzati alla creazione di liquidità, concessione di linee di credito a termine o per la realizzazione di piani di investimento. Confirete, Cooperativa fidi che opera all’interno dell’Associazione Commercianti Albesi, interviene offrendo garanzia fino al 90%, agevolando così l’accesso al credito bancario.

 

3. FINANZIAMENTO AGEVOLATO “NUOVA SABATINI”, CON CONTRIBUTO A FONDO PERDUTO E CREDITO D’IMPOSTA FINO AL 50%

Le imprese che hanno in programma investimenti in beni strumentali possono accedere al finanziamento “NUOVA SABATINI”, strumento interessante che prevede la concessione di un finanziamento agevolato insieme ad un contributo a fondo perduto.

Le agevolazioni possono essere cumulate con il credito di imposta, portando l’agevolazione anche al 50% dell’investimento.

 

Invitiamo le aziende a rivolgersi a Confirete presso l’Associazione Commercianti Albesi per valutare la migliore soluzione di accesso al credito agevolato, in collaborazione con le banche del territorio.

Ricordiamo che la garanzia Confirete, che può arrivare fino al 90% del finanziamento richiesto, abbinata alla riassicurazione del Fondo Centrale di Garanzia può facilitare di molto l’accesso al credito bancario, favorendo condizioni vantaggiose per l’azienda.

Confirete, inoltre, fornisce una consulenza puntuale, analizzando l’esposizione bancaria dell’impresa e suggerendo azioni volte a migliorare la qualità del credito.

 

Per informazioni:

ASSOCIAZIONE COMMERCIANTI ALBESI
UFFICIO CREDITO
Piazza San Paolo, 3 – 12051 Alba (CN)
Chiara Chiavazza 0173/226663 cchiavazza@confirete.it
Davide Paganotti 0173/226671 dpaganotti@confirete.it

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