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GIOVANI E DONNE: TASSO 0% PER LA CREAZIONE DI NUOVE IMPRESE

 

Di cosa si tratta

Il Nuovo SELFIEmployment finanzia con prestiti a tasso zero l’avvio di piccole iniziative imprenditoriali realizzate da giovani NEET (aderenti al Programma Garanzia Giovani), donne inattive e disoccupati di lungo periodo, su tutto il territorio nazionale.

Le domande si possono inviare dal 22 febbraio 2021 fino ad esaurimento risorse

Non ci sono bandi, scadenze o graduatorie: le richieste di finanziamento vengono valutate in base all’ordine cronologico di arrivo.

La misura è a valere sulle risorse del Fondo Rotativo Nazionale Selfiemployment gestito da Invitalia nell’ambito del Programma Garanzia Giovani, sotto la supervisione dell’Agenzia Nazionale Politiche Attive del Lavoro (ANPAL).

Le agevolazioni previste

L’intervento finanzia al 100% progetti di investimento con un importo compreso tra 5.000 e 50.000 euro.

È possibile richiedere tre diverse tipologie di finanziamenti:

  1. – microcredito, da 5.000 a 25.000 euro
  2. – microcredito esteso, da 25.001 a 35.000 euro
  3. – piccoli prestiti, da 35.001 a 50.000 euro.

Si tratta di finanziamenti agevolati senza interessi, senza garanzie, rimborsabili in 7 anni con rate mensili che partono dopo dodici mesi dall’erogazione del prestito. 

Cosa finanzia

Possono essere finanziate le iniziative in tutti i settori della produzione di beni, fornitura di servizi e commercio, anche in forma di franchising, come ad esempio:

  1. – turismo (alloggio, ristorazione, servizi) e servizi culturali e ricreativi
  2. – servizi alla persona
  3. – servizi per l’ambiente
  4. – servizi ICT (servizi multimediali, informazione e comunicazione)
  5. – risparmio energetico ed energie rinnovabili
  6. – servizi alle imprese
  7. – manifatturiere e artigiane
  8. – commercio al dettaglio e all’ingrosso
  9. – trasformazione e commercializzazione di prodotti agricoli, ad eccezione dei casi di cui all’articolo 1.1, lett. c), punti i) e ii) del Reg. UE n. 1407/2013;

Sono esclusi i settori della produzione primaria in agricoltura. 

Spese ammesse a finanziamento

  1. – strumenti, attrezzature e macchinari
  2. – hardware e software
  3. – opere murarie (entro il limite del 10% del totale delle spese in investimento ammesse)
  4. – spese di gestione quali: locazione di beni immobili e canoni di leasing; utenze; servizi informatici, di comunicazione e di promozione; premi assicurativi; materie prime, materiale di consumo, semilavorati e prodotti finiti; salari e stipendi.

Tempi di realizzazione

Chi ottiene il finanziamento deve impegnarsi a costituire l’impresa e individuare una sede operativa (se non già fatto in sede di domanda) entro 90 giorni dalla concessione del finanziamento e deve completare il programma di investimento entro 18 mesi dalla stipula del contratto di finanziamento. 

 

Per maggiori informazioni contattare:

ASSOCIAZIONE COMMERCIANTI ALBESI
UFFICIO CREDITO
Piazza San Paolo, 3 – 12051 Alba (CN)
credito@acaweb.it

Davide Paganotti 0173/226671
dpaganotti@confirete.it 

Paolo Panero 0173/226636
paolo.panero@acaweb.it

Melanie Monticone 0173/226663
melanie.monticone@acaweb.it

 

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