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Aiuti di stato: nuovo regolamento “De Minimis”

Il 1° gennaio 2024 è entrato in vigore il nuovo Regolamento “De Minimis”, una norma vincolante per le aziende di tutti i settori che vogliono accedere al credito per esigenze di liquidità o di investimento.

Si tratta di una regola definita dall’Unione Europea, secondo cui gli aiuti concessi alla singola impresa, sommati fra di loro, non devono superare un determinato limite.

Cosa cambia per le imprese?

Il Nuovo De Minimis prevede per ogni impresa, sempre definita come impresa unica, di beneficiare di aiuti fino al limite del nuovo plafond che passa da 200.000 a 300.000 euro, nel triennio.

Restano invariate le principali caratteristiche, ovvero:

  • il De minimis è applicabile sia alle pmi che alle grandi imprese,
  • il periodo di tre anni da prendere in considerazione (valutato su base mobile),
  • il calcolo degli aiuti De minimis vale a partire dalla concessione (nel momento in cui all’impresa è accordato il diritto), indipendentemente dalla effettiva erogazione,
  • il calcolo dei vari plafond De minimis, prende in considerazione non solo la singola azienda ma il gruppo aziendale nella quale è inserita.

Perché è importante conoscere il plafond De Miminis dell’impresa?

Monitorare il plafond De Minimis, oggi ricordiamo a 300.000 euro per ogni impresa unica, risulta fondamentale per accedere a molti aiuti pubblici, concessi “ai sensi del regolamento” (ad es., la garanzia statale concessa da Medio Credito Centrale).

Le Banche, i Confidi e gli istituti creditizi in generale, nell’erogare credito utilizzano sempre più la garanzia statale e la sua efficacia genera De Miminis in termini di importo; il rischio per l’azienda è quello di trovarsi il plafond saturo e non poter ricevere il credito richiesto.

Strumenti di supporto

L’Ufficio Credito ACA può supportare le imprese nella verifica dello stato del plafond.

Per capire quali e quanti contributi l’azienda abbia ottenuto in De Minimis è possibile, inoltre, accedere al sito del Registro Nazionale Aiuti di Stato.

Il nuovo Regolamento De Minimis è pubblicato sulla Gazzetta Ufficiale dell’Unione Europea (REGOLAMENTO (UE) 2023/2831).

 

Per maggiori informazioni:

ASSOCIAZIONE COMMERCIANTI ALBESI
UFFICIO CREDITO
Piazza San Paolo, 3 – 12051 Alba (CN)
credito@acaweb.it

Davide Paganotti 0173/226671
dpaganotti@confirete.it 

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